43 Percent of Women In the U.S Does't Have Life Insurance

The economic crisis currently makes men no longer can be the sole breadwinner. Women must work in order to increase their income, or even the main breadwinner. Not surprisingly, the number of women working now has increased.

There's just something that needs attention. As many as 43 percent of women work in the United States did not have life insurance. Many women have a fairly high level, but they apparently never thought to buy insurance products. If this is the case 100 years ago, maybe it's understandable because they could not afford it. Because the income they gets in the informal sector was not significant.

Unlike now, when women already know their needs, and already has power over their income, women need life insurance, as a safety net for them. As they become breadwinners for the family, and one is no longer able to provide such maintenance for whatever reason, they must ensure that families still have an income to survive. This is where life insurance to meet those needs.

Even single women also should buy life insurance. Because, there are some situations that may make insurance a helper. For example, you have to pay for the care of sick parents. Alternatively, you being the only child still living with their parents, and must pay for their lives. That is to say, life insurance is needed by anyone who has dependents.

It's just that, you should not buy life insurance because the seller can not stand the seduction, or for joining in others. Moreover, you actually do not really understand the benefits for yourself.

In addition, when purchasing insurance protection, you should buy a pure insurance protection with no-frills investments. In other words, life insurance and investment are two things that should be separate. If you want to invest, then investing is the investment manager of the company, not the insurance company. There really, other areas are better to invest, such as precious metals or property.

46 Million People in the U.S Do Not Have Health Insurance

A total of 46.3 million people in the U.S do not have health insurance, but there is good news for children in the National Health Interview Survey data 2011, which showed only seven percent of the young United States were uninsured last year during an interview, compared with 13.9 percent in 1997.

However, for adults aged 18-64, the story is different. For these groups, the lack of health insurance reached 21.3 percent in 2011, a total of 40.7 million people, according to the Centers for Disease Control and Prevention. The study noted that uninsured adults amounted to at least 1997 (13.9 percent). The highest number was in 2010 when 22.3 percent of the population are uninsured. Changes in insurance status of children largely due to 36.5 percent increase in government-sponsored accountability to the poor 1997-2011. Meanwhile, insurance for low-income children turned out to 25.1 per cent lower in 2011 than in , 1997. Insurance for adults has declined over the study period. survey was conducted by the United States Supreme Court and is expected to provide regulatory challenge President Barack Obama in order to reform the health care package. Decisions made ​​can be an important part of all packets, which aims to require all citizens to have health insurance and create a cheaper insurance option.