Tuesday 18 October 2011

43 Percent of Women In the U.S Does't Have Life Insurance

The economic crisis currently makes men no longer can be the sole breadwinner. Women must work in order to increase their income, or even the main breadwinner. Not surprisingly, the number of women working now has increased.

There's just something that needs attention. As many as 43 percent of women work in the United States did not have life insurance. Many women have a fairly high level, but they apparently never thought to buy insurance products. If this is the case 100 years ago, maybe it's understandable because they could not afford it. Because the income they gets in the informal sector was not significant.

Unlike now, when women already know their needs, and already has power over their income, women need life insurance, as a safety net for them. As they become breadwinners for the family, and one is no longer able to provide such maintenance for whatever reason, they must ensure that families still have an income to survive. This is where life insurance to meet those needs.

Even single women also should buy life insurance. Because, there are some situations that may make insurance a helper. For example, you have to pay for the care of sick parents. Alternatively, you being the only child still living with their parents, and must pay for their lives. That is to say, life insurance is needed by anyone who has dependents.

It's just that, you should not buy life insurance because the seller can not stand the seduction, or for joining in others. Moreover, you actually do not really understand the benefits for yourself.

In addition, when purchasing insurance protection, you should buy a pure insurance protection with no-frills investments. In other words, life insurance and investment are two things that should be separate. If you want to invest, then investing is the investment manager of the company, not the insurance company. There really, other areas are better to invest, such as precious metals or property.